Cameron-Hemley Limited

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• Capital & Interest
• Interest Only
• Flexible
• Lifetime Mortgages
• Reversion Schemes
• ISAs
• Mortgage Calculator
• Risk and Reward
• Unit Trusts
• OEICs
• Investment Trusts
• Government Gilts
• Corporate Bonds
• Savings Calculator
• Whole of life
• Term Assurance
• Business Cover
• Mortgage Protection
• Pension simplification
• Personal Pensions
• Stakeholder
• Company Schemes
• Annuities
• Phased Retirement
• Income drawdown
• Final Salary Calculator

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Capital and Interest

This is the simplest type of mortgage. The payments you make to the lender every month pay off both the capital and the interest from the loan. Provided you keep up the payments, you are guaranteed to pay off the loan by the end of the term agreed (usually 25 years).

The lender calculates your monthly repayments depending on the amount borrowed, how long for, the interest rate & how the rate you have chosen is set.

Your home may be repossessed if you do not keep up repayments on your mortgage.